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There have been a wide variety of reasons that people have been using payday loans right now. Before we look at those reasons, let's instantly review how that the payday loan works. Unlike a conventional installment loan out of a bank or a financial institution, you can still use the payday loan for any other reason you would just like. You do not have to disclose to that the lender why you want that the loan. They do not care. That they merely care you to have the resources to repay that the loan. So when you have been 18 years of age or over, a citizen of the UK, have an income out of any source and have a bank account of some sort you may get a payday loan. Your bank account can be a checking, savings, or debit card account. payday loans